Now that you are thinking about the possibility of purchasing a home , here are a couple of tips to get you started
1. Make sure your finances are ready for Homeownership
While your dream home may or may not be within your reach right away, you can take steps to become a homeowner the moment you earn your first paycheck. In order to qualify for a mortgage loan to buy a home, you’ll need good credit, a pattern of paying your bills on time and saving money, and a maximum debt to income ratio which can be determined by a lender . The first step to homeownership is to contact a lender and begin the pre-approval process. Even if you are not ready now, you will know what it will take to get ready in the future! A lender will be able to tell you what you can afford and what your approximate monthly payments will be.
2. Give me a call! Let’s schedule an appointment to go over your goals and make a plan. Short term or long term, I want you to feel free to call, email or text me with any questions. Buying a home is one of the most important financial decisions you will make in your life time. I’m here to help you!